For many investors who are starting out, initial capital is often a problem. We have a special list of funds which allow investors to start investing without any initial investment amount at all! This means that for as little as RM100 per month, you can start your investment plan straight away and make your money work harder for you. The list encompasses more than 100 funds! For those of you are want to know more, read on… What is RSP Special List? RSP Special List is a list of funds where you are not required to have an initial investment for the funds before starting the RSP. The minimum RSP investment amount for most of the funds is RM100 per month. As of 03 May 2011, we have included 148 funds in the RSP Specialist List. To view the full list of RSP Special List, click here. Please note that for other funds that are not included in the RSP Special List, you are still required to invest at the minimum initial investment amount first before starting the RSP. What is RSP? A Regular Savings Plan (RSP) is a monthly subscription plan that enables you to invest a fixed amount of money at regular intervals into a particular fund. At Fundsupermart, the transaction date for RSP subscription contracts is the 15th of every month if it is a business day and fund-trading day. Otherwise, the transaction date will be the next business day. Investors are required to have an initial investment for the particular fund before starting the RSP (with exception of the funds in the RSP Special List). Minimum initial investment amount for most of the funds is RM1000. Why RSP? There are many benefits of having a RSP and the most attractive benefit is that RSP utilises the dollar cost averaging concept (DCA) of investing, which is the practice of investing a fixed amount of money regularly, regardless of market conditions. The DCA is a strategy that works well in uncertain market environments. Our research article, "Dollar Cost Averaging Method" helps you to get a better understanding about this investment strategy. Below are some of the feature benefits of RSP: Low entry requirement Start investing with as little as RM100. RSP Special List funds Start an RSP at the minimum RSP amount for our Special List funds without minimum initial purchase. No lock-in period Terminate or modify your RSP instructions with ease. Simple fee structure FSM RSP Sales Charge only. No admin fees or other hidden charges. Convenient payment RSP investment amounts are deducted automatically from your GIRO bank account or Cash Management Fund. How to Apply? To apply for RSP, please login and proceed to REGULAR SAVINGS PLAN-> APPLY. Simply follow the 4 Steps Regular Savings Plan to initiate a RSP. RSP Quick Links: Click here to apply for an RSP. Click here to view RSP Special List. Click here to check RSP sales charges. Click here to check minimum RSP investment amount. Click here to read the FAQs on the RSP. Click here to read our research article, "Dollar Cost Averaging Method" to get a better understanding of this investment strategy. For further assistance, feel free to call our client service hotline at 03-21490567 or 04-2260226 Mondays to Fridays 9am to 6pm, or drop an email to clienthelp.my@fundsupermart.com.

This article is not to be construed as an offer or solicitation for the subscription, purchase or sale of any fund. No investment decision should be taken without first viewing a fund's prospectus and if necessary, consulting with financial or other professional advisers. Any advice herein is made on a general basis and does not take into account the specific investment objectives of the specific person or group of persons. Past performance and any forecast is not necessarily indicative of the future or likely performance of the fund. The value of units and the income from them may fall as well as rise. Opinions expressed herein are subject to change without notice. Please read our disclaimer in the website.