MANUPROTECT is a non-participating yearly renewable term plan that provides coverage on Death, Total and Permanent Disability and Accidental Death Benefit.
For Accidental Death Benefit, this plan pays up to 200% of the face amount.
|Type of Coverage||Amount/Face Amount (RM)|
|Natural Death||Basic Face Amount|
|Accidental Death||200% x Basic Face Amount|
|Total & Permanent Disability (TPD)||Basic Face Amount|
|Optional Critical Illness Rider||30% of Basic Face Amount|
Yes, you will enjoy the Plus+ status in FSM Rewards Program to have further discounts on unit trust sales charge and managed portfolio subscription fee when you buy ManuProtect through FSM.
No, as this is a commission-free product.
When you have successfully purchased ManuProtect, you may click the Download Policy button to download your e-policy. The e-policy will also be sent to your email address you provided during your appplication.
No medical check-up is required.
The product information generated on FSM Insurance are intended for your general information only and it is NOT a contract of insurance. You may get more details from the Product Brochure and sales/benefit illustration (if any). You are also advised to read the full details stated in the product disclosure sheet and policy contract thoroughly.