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Recommended Portfolio

 
Recommended Portfolios

These are our 5 recommended portfolios. These portfolio recommendations are meant to serve as possible guidelines and do not take into account the financial situation, time horizon, existing portfolio and risk profile of an individual investor. It is the investor's responsibility and discretion to decide if these funds are suitable for him or her. If in doubt, please seek professional advice. The initial portfolios were started on Aug 7, 2008, with RM20,000. Monthly, RM1000 will be added to the portfolio as part of a regular savings plan. However, a portfolio revamp was made effective from Jan 1, 2011. For more details, please refer to our article "FSM Portfolio: Portfolio Revamp with effect from January 2011", dated Dec 30, 2010. The Fundsupermart Research team will be actively managing these portfolios through periodic re-balancing and through the changing of the component funds if necessary. When we rebalance the portfolios, you will be informed of it via email. We will update the "Actions Performed on this Portfolio" on a monthly basis. Investor can check the latest action performed on different portfolios by checking the monthly update.
Fundsupermart account holders who wish to mirror this 'Conservative' portfolio allocation and be alerted to changes that are made to it, can register  


<--- Move to a more conservative portfolio as your investment horizon nears

Conservative

Portfolio Funds
Fund Name Initial Allocation(%) Investment Amount(RM) Units Weighted Average(RM) Latest Price(RM) Market Value Current % of Portfolio Profit/Loss(RM) Profit/Loss(%)
Money Market
Funds in this asset class are not featured in this portfolio.
Fixed Income
AmBond 163,2002,9321.05821.1453,357.1414.7254.58.2
AmDynamic Bond142,8005,5860.50120.59123,302.4414.5502.7417.96
Hwang AIIMAN Income Plus Fund 183,6007,1590.50110.54913,931.0117.2343.639.58
Hwang Select Bond Fund122,4004,1870.55680.61772,586.3111.3254.9910.94
Hwang Select Income Fund102,0003,2270.67530.66242,137.569.4-41.63-1.91
RHB-OSK Emerging Markets Bond Fund102,0004,2320.47260.53022,243.819.8243.7612.19
Balanced
Funds in this asset class are not featured in this portfolio.
Equity
CIMB-Principal Global Titans Fund71,4002,6390.53060.63931,687.117.4286.8620.49
Kenanga Growth Fund 61,2002,0980.57211.03912,180.039.5979.7781.63
Pacific Global Stars Fund 71,4003,4890.40120.40811,423.866.224.071.72
Total 100 20,000       22,849.28 100 2,848.69 14.24

The above figures take into account investing using fundsupermart initial sales charges and not the standard normal sales charge, and are cumulative with dividends reinvested.

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Portfolio Objective
A low risk portfolio targeting a low but steady return. This portfolio was incepted on August 7th 2008. However, a portfolio revamp was made effective from Jan 1, 2011. For more details, please refer to our article “FSM Portfolio: Portfolio Revamp with effect from January 2011”, dated Dec 30, 2010.

Suitable for:

This portfolio suits conservative investors such as retirees and housewives. It is a stable, low-risk portfolio which requires minimal management. Investors must be able to stay invest for at least three years.

Portfolio Strategy
The portfolio aims to achieve long term capital appreciation by investing 90% into fixed income funds and 10% into equity funds. The target allocation may change with our views on financial markets. When we are more bullish on equity markets, we would allocate up to 20% to equity funds. On the other hand, when we are more bearish, we would allocate up to 100% to fixed income funds.

The conservative portfolio would focus on Malaysian fixed income funds where investors would not be exposed to foreign exchange risks. For diversification purpose, the portfolio would also have limited exposure to Asian fixed income.

Equity funds would be included in the portfolio as another form of diversification and to capture additional returns during favourable economic conditions. We also believe that the inclusion of equity would offer more protection against inflationary risk. Equity exposure is gained via a broadly diversified global equity fund and a Malaysian equity fund.

Ongoing Investment Strategy:

We would rebalance the portfolio when the allocation between equities and fixed income move 5% away from our target. For example, if we have a neutral view on equities versus fixed income (90% in fixed income and 10% in equities) and equities have rallied so much that it forms 16% of the portfolio, we would rebalance the portfolio to lock in some gains from equities and move them into bonds. Otherwise, rebalancing will be carried out when there is a change in our views on the allocation between fixed income versus equities.

Start with RM20,000

New investors should focus on the percentage allocation to various funds within the portfolio rather than the absolute sums invested. In fact, by following the target allocation in the portfolio factsheets, investor can start with as little as RM20,000.

Actions Performed on this Portfolio
Action Date
Portfolio Update for End March 2014 [Click here for details] April 15, 2014
Portfolio Update for End February 2014 [Click here for details] March 6, 2014
Portfolio Update for End January 2014 [Click here for details] February 17, 2014
Portfolio Update for End December 2013 [Click here for details] January 20, 2014
Portfolio Update for End November 2013 [Click here for details] December 3, 2013
Portfolio Update for End October 2013 [Click here for details] November 8, 2013
Portfolio Update for End September 2013 [Click here for details] October 10, 2013
Portfolio Update for End August 2013 [Click here for details] September 5, 2013
Adjustments to portfolio for end-July 2013 [Click here for details] August 5, 2013
Adjustments to portfolio for end-June 2013 [Click here for details] July 17, 2013
Adjustments to portfolio for end-May 2013 [Click here for details] June 6, 2013
Adjustments to portfolio for end-Apr 2013 [Click here for details] May 15, 2013
Adjustments to portfolio for end-Mar 2013 [Click here for details] April 3, 2013
Adjustments to portfolio for end-Feb 2013 [Click here for details] March 6, 2013
Adjustments to portfolio for end-Jan 2013 [Click here for details] February 5, 2013
Adjustments to portfolio for 2012 [Click here for details] December 31, 2012
Adjustments to portfolio for 2011 [Click here for details] December 31, 2011
Adjustments to portfolio for 2010 [Click here for details] December 31, 2010
Adjustments to portfolio for 2009 [Click here for details] December 31, 2009
Adjustments to portfolio for 2008 [Click here for details] December 31, 2008