As investors embark on their journey of investments through unit trusts, they will come to realize that assembling a portfolio of unit trusts and navigating them through various market conditions could be quite a feat. Some investors would relish the analytical work of analysing market conditions, make asset allocation calls and choose the most suitable fund manager to invest with. However, we believe there are a number who would very much prefer someone else trusted to do that time-consuming work. This is where we believe the newly launched FSM Managed Portfolios will come in handy.
What is FSM Managed Portfolios?
FSM Managed Portfolios is an all-in-one online investment advisory service that builds, monitors and maintains your portfolio for you. Through
Managed Portfolios, all an investor needs to do is to go through a risk profiling exercise and then subscribe to a recommended FSM Managed Portfolio (with a minimum initial investment amount of RM10,000). After that, the investor can sit back while our Portfolio team helps to navigate the portfolio through various market conditions in order to optimize the risk-adjusted returns.
What does the Portfolio Management Team do for me?
On a daily basis, our Portfolio team will be keeping tabs on the developments of both the markets and underlying investments in the portfolio. This means that the Portfolio team will be constantly monitoring the market movements and its effects on the respective portfolio on a daily basis.
The Portfolio team will have regular communication with fund managers regarding funds’ updates and conduct reviews to keep track of the performance of the underlying funds within the portfolios. From time to time, the Portfolio team will make the essential adjustments to asset allocations and investment products to reflect our latest research views on the investment landscape as a whole.
The Portfolio team may also rebalance the various portfolios at any time if it is deemed necessary. There are “trigger points” for rebalancing, taking into account how each investment position has deviated from the target allocation.
How can I benefit from FSM Managed Portfolios?
Save time and effort
Financial markets are constantly evolving and never stand still. Intra-year volatility and fluctuations in the annual performance of every financial market and asset class makes the task of managing a portfolio harder. Our job is to anticipate these trends, uncover value and reallocate investments accordingly so you can sleep soundly at night without worrying. We keep both eyes open at night so that you don't have to.
Most of our investors know that diversification is not putting all eggs into one basket. However, we go further with a systematic approach of deciding how many eggs to put in which particular basket (asset allocation).
No more sweat over rebalancing
For convenience, most investors do a periodic (eg 6 months) analysis on their portfolio and decide if there is a need to rebalance their portfolios. And the rebalancing can be quite a torture as it involves calculating the numbers of units to be switched out of a fund to others. Operational nuances such as minimum number of units to be switched plus switching costs involved would just make rebalancing an even more unpleasant exercise. FSM Managed Portfolios will handle this for you.
We believe many passive investors can benefit from the launch of FSM Managed Portfolios. With FSM Managed Portfolio, trekking through financial markets need not be treacherous. Leave the navigation to FSM Managed Portfolios, an online investment advisory service that builds, monitors and maintains your portfolio for you. It's time to enjoy your new-found freedom! For more information on Managed Portfolios, investors can visit our
FSM Managed Portfolios main page or contact our respective Client Investment Specialists at 03-2149 0567 (KL), 04-640 1567 (Penang), or 07-300 6098 (Johor).